Our role will be to educate prospective clients on the positive and negative elements of debt relief programs. We strongly believe in the importance of making informed decisions--especially about finances. When it comes to debt relief, understanding your options can be overwhelming--that's why we offer valuable guidance along the way.
 

NCRB is proud to be able to offer a different approach to helping consumers with their debt. We avoid the "one size fits all" approach you'll find with other providers. Instead, we work to provide flexible, effective debt relief options and help consumers select the program that best meets their needs. The counseling, resources and tools we offer are designed to help you pay down your debt, change the way you look at credit, and develop solid money management skills. Our debt relief services work - and the proof is in the numbers:

• For the year of 2010, NCRB completed Debt Negotiations totaled $1.3 million
• Current Clients reduced their debt by $819,000
• We have developed relationships with major credit issuers

• The Debt Negotiation Plan is calculated at 65% of the total debt enrolled which is split into two parts; 47% allocated to savings for the purpose of negotiation/settlement and 18% allocated towards fees (spread over the first 3/4 of the payment plan term) that consist of the Underwriting, Quality Assurance, Closing and File Management.
• All of the allocated savings is deposited into their own personal FDIC insured savings account which is 100% controlled by the client.
• NCRB services do not market for other companies. NCRB is full service debt negotiation company. We service all clients through the entire process.
• NCRB guarantees an average settlement offer of 65 percent on the total of enrolled debt including fees within the time enrolled or 48 months from enrollment date, whichever is the latter. If NCRB does not meet this percentage, client will receive a refund of the File Management Fees collected for the creditor(s) that places the average above the guarantee.
• Face to Face interaction with an NCRB Debt Consultant, for a full explanation of our services, application, and closing.
• Rebate Guarantee - If negotiations/settlements on the total enrolled debt falls below client contributions of 47%, the client is guaranteed the difference.
• Call Forwarding Device for unwanted calls.