Debt Negotiation, also known as debt modification, involves a tailored plan that effectively enables a negotiator to modify unsecured debts for about 50% of what you, in most cases. Once the creditor and debt negotiator agree on a reduced balance it will be seen as payment in full by the creditor. Debt Negotiation has become a sensible alternative for thousands of consumers across the country and is an adequate alternative to bankruptcy.
 
Why Debt Negotiation?
 
Creditors lose money in bankruptcy cases; therefore they are more prone to agree to modify their terms. The consumers are pleased because they are able to modify their total outstanding credit card debt balance for a portion of what they owe, in many cases. Debt negotiation or debt modification generally can be accomplished in less than 36 months with affordable and personalized payment plans, without filing for bankruptcy.

Negotiation Time!
Our debt negotiation experts have honorable relationships with many creditors/lending institutions; this allows us to reassure fair compromise with our client’s wellbeing in mind. NCRB understands the many priorities in life, and your Customer Service Team will help direct you so that you are proactively saving in accordance to your personal financial plan.

	Affordable payments
	We’re not a Consumer Credit Counseling Service, and our team of debt negotiators work with the creditors, not for them
	With our program, your monthly payments are normally lower than what you may now be paying the creditors

Once you are a client with NCRB, you will receive feedback and have limitless access to your negotiation coach to update posted any account information and answer any questions you may have. Implementing the best customer service possible, and doing it with integrity, and compliance is our main priority.

“These statements are examples of past performances and is not intended to be a guarantee of any future settlement result.”